Savings and Investments 

Whether you have a small or large lump sum to invest, or whether you wish to accumulate a fund of money through regular savings, we can offer you expert advice. We can advise you on your existing investments as well as recommending other products if appropriate. Being independent means that we can offer a wider range of investment options than high street banks or tied advisers.

The most important aspect of investing is accurately establishing your risk profile or attitude towards investment fluctuations. For example, If you are a risk averse investor, then you would not expect to find yourself heavily invested in equity based funds. Other considerations will include your tax status, needs for growth/income, time horizon, other capital and investment experience. 

The following investments may be suitable for your needs;

• Individual Savings Accounts
• Unit Trusts
• Investment Bonds
• Off Shore Investments*
• Long Term Care Plans
• Enterprise Investment Schemes*
• School Fee Planning*
• Retirement Planning
• Inheritance Tax Mitigation*
• Other Investment Opportunities

*Estate Planning Enterprise Investment Schemes, most school fees planning, some offshore investments and all National Savings products are not regulated by the Financial Services Authority.

The value of investments and income from them may go down. You may not get back the amount originally invested.

For Investment Planning we make recommendations based upon the whole of the market.

We can also offer advice on deposit based accounts and bonds as well as National Savings* products.